Mortgages

Buying? Building? Refinancing? Make your move!

A real estate purchase should not be complicated. Pioneer Bank in-house financing means quick turnaround on decisions on both conventional and non-conforming loans for construction, land-only, mobile home, vacation homes, farmland, and other real estate.

Make your best offer with Pioneer Bank financing in hand.

Call one our friendly loan officers or visit a branch to learn more about:

• Competitive fixed rate or adjustable rate options
• Up to 30-year terms for purchases and refinances
• Construction loans and land-only financing
• Options for non-conforming properties or borrowers

Home Mortgages

There’s no place like home. Make your move with a Pioneer Bank mortgage.

• Fixed rate options up to 30 years
• 3, 5, and 7 year adjustable rate options up to 30 years
• Up to 30 years for “stick built” and “modular” homes
• Up to 20 years for mobile/manufactured/“double-wide” homes

First-time Home Buyers

Shop with confidence with pre-qualified financing from Pioneer Bank.

• 5 year adjustable rate
• Terms up to 30 years
• As little as 5% down
• 700 minimum credit score

Construction Loans

Looking to build? We can customize a financing package.

• Up to 80% LTV for stick or modular construction
• Up to 70% LTV for mobile construction with a permanent foundation

Unimproved Land

Improve it with Pioneer Bank financing.

• Up to 80% LTV
• 3 and 5 year adjustable rate options
• Terms up to 15 years

Home Equity

Home Equity Lines

Use for home improvements, education, vacation, personal expenses, debt consolidation and more.

• Revolving line of credit for 10 years
• Monthly payment based only on the amount you have used
• Competitive variable interest rates
  

Home Equity Loans

Make your investment work for you.

• Up to 20 year terms
• Competitive fixed and adjustable rate options